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Disclaimer: I am NOT an Attorney, a Certified Professional Accountant, a Certified Financial Planner, a Medical Professional, a Mental Health Professional, a Guru, or responsible for your results. If anything I communicate sounds like tax, legal, or financial advice, it’s not. ALWAYS consult your own qualified professional before making decisions.
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“I don’t want to be cutthroat,” she said sadly. The topic under discussion in the virtual meeting was that a borrower was in default on a real estate loan, and the woman owed the money didn’t want to be a jerk about it.
The most prevalent reason for small business failure is poor management – YOU. We have all heard the statistics that the majority of new businesses fail within the first five years, but have you ever asked why?
Your Capital of Self – your time, your energy, your cognitive load, and your well-being – is your most precious and finite resource. We’re looking for what we can quickly exclude so that we can dedicate our resources to what we can confidently include.
I confess to having been guilty before letting social expectations (running in the same circles), ego (he’s impressed by me), or greed (potential to be very lucrative) make my decisions for me, and they have not served me well. So let’s talk about Joe and why he makes me a little uncomfortable.

The Genius Cultivator
116 Agnes Rd Ste 200, Knoxville Tennessee 37919
(615) 234-1236
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